none Homes under $400,000

Welcome to your dream home search in the picturesque state of Colorado! Nestled amidst stunning mountain landscapes and vibrant communities, this area offers an array of charming homes priced under $400,000, making it an ideal destination for first-time buyers, growing families, or savvy investors.

Imagine waking up to breathtaking views and fresh mountain air, all while enjoying the comforts of a well-priced home. The properties in this region boast a variety of styles and layouts, ensuring that there’s something to suit every taste and lifestyle. From cozy single-family homes to inviting townhouses, you’ll find spaces that are not only affordable but also filled with character and potential.

The communities here are known for their friendly atmosphere and accessibility to outdoor adventures. Whether you’re an outdoor enthusiast eager to hit the trails, or someone who simply enjoys the charm of a close-knit neighborhood, you’ll find a welcoming environment that feels like home. Local parks, recreational facilities, and vibrant shopping districts are just a stone's throw away, making everyday living both convenient and enjoyable.

With a competitive real estate market, homes under $400,000 are in high demand, and they won’t last long! This is your chance to invest in a beautiful property in Colorado, where you can create lasting memories and enjoy the stunning natural beauty that surrounds you. Don’t miss out—explore your options today and discover the perfect home that fits your budget and lifestyle!

Newest none Homes under $400,000

$399,000

3 Beds ⋅ 2 Baths ⋅ 2429947 MLS

Why trade quiet country living for convenience when you can have both? Situated on a full acre just outside the Gardner community, this 1,900 sq. ft. home offers the space and peaceful setting you've been looking for, with convenient access to the interstate and nearby amenities less then 30 minutes away. Featuring 3 bedrooms and 2 bathrooms, the home offers plenty of room to spread out, gather, and make memories. A spacious kitchen opens to generous living areas, including a bonus living room. Recent updates include an updated kitchen, new carpet, and new flooring throughout much of the home. A low-maintenance stucco exterior and metal roof mean less time on upkeep and more time enjoying the Colorado lifestyle. Outside, take in beautiful mountain views, tend the garden, enjoy the extra elbow room, or simply slow down. Hiking trails, national forest, and BLM lands are only minutes away. Country feel, everyday convenience, and room to breathe--this one brings it all together.

422 County Road 632, Gardner

Courtesy of Code of the West Real Estate . amanda@cotwrealestate.com,307-460-0872

$399,000

2 Beds ⋅ 2 Baths ⋅ 5249018 MLS

Discover the freedom and wide-open beauty of Colorado on this exceptional 40-acre property, offering privacy, incredible views in every direction, and the rare opportunity to live without covenants or restrictions. The approximately 1,300-square-foot home features 2 bedrooms, 2 bathrooms, plus a dedicated office, providing comfortable living space with room to work from home, host guests, or pursue your own projects. The property also includes a separate small shed that can be used as additional living or guest space, offering even more flexibility. Located along a county-maintained road, access is convenient while still providing the peaceful, private feel that makes rural Colorado so desirable. Best of all, you're only about 45 minutes from Salida, giving you easy access to town, restaurants, shopping, outdoor recreation, and the Arkansas River Valley while still enjoying the solitude of your own 40 acres. Whether you're looking for a full-time residence, weekend retreat, homestead, or a place with room to spread out and make it your own, this property offers an increasingly rare combination of acreage, views, accessibility, and freedom from restrictive covenants. 40 acres. No covenants. No restrictions. Endless possibilities. Fantastic views in every direction. And Colorado at your doorstep.

56450 County Road Aa, Moffat

Courtesy of Century 21 Community First . danny@firstcolorado.com,720-232-1350

$358,750

4 Beds ⋅ 3 Baths ⋅ 6778571 MLS

NEW ZONED HVAC system (HEAT & AIR) & Walk to the grocery, downtown restaurants and entertainment!! This thoughtfully designed new construction home blends modern comfort with energy efficiency and quality craftsmanship, all within walking distance to downtown amenities including local restaurants, shopping, and the bowling alley. From the moment you step inside, you’re greeted by a bright, open-concept living and kitchen area designed for both everyday living and entertaining. The kitchen is a standout feature, offering granite countertops, soft-close cabinetry, a gas range, stylish cabinet finishes, and a beautiful backsplash that brings the space together with a clean, contemporary feel. Comfort is a priority throughout the home, with a zoned HVAC system providing both heating and air conditioning—an uncommon and valuable feature in the San Luis Valley. Enhanced insulation further improves efficiency and year-round comfort. The main-level primary suite offers a private retreat, complete with dual walk-in closets and a well-appointed bathroom featuring a walk-in shower with floor-to-ceiling tile. French doors lead directly from the bedroom to the rear deck and backyard, creating an easy indoor-outdoor flow. Upstairs, you’ll find three spacious bedrooms, a full guest bathroom, and a versatile common area ideal for a second living space, media room, or play area. Additional features include a clean, accessible crawlspace with a moisture barrier, foam insulation, and lighting—providing practical storage and peace of mind. A conveniently located exterior door near the kitchen adds everyday functionality. This home delivers what buyers are looking for but rarely find in this market—new construction, modern finishes, energy efficiency, air conditioning, and a walkable location downtown restaurants, shopping, and entertainment.

318 Jefferson St, Monte Vista

Courtesy of Lillard Realty Group LLC . Aundrea@LillardRealtyGroup.com,719-657-5044

$240,000

4 Beds ⋅ 2 Baths ⋅ 3340425 MLS

PRICE DROP! Great Buy! Have you ever wanted to own an old school house to be repurposed? Here is your chance- except this is all DONE! The house was built by the US Government and was the old school house for the area. This cozy and comfortable house needs your personal touches! 4 bedrooms and 2 baths! Fiber Optic is available. It was at one time the School House for Los Sauces. Also contained on the property at one time was the Teachers house- the General Store and next door the old Dance Hall!. This is a great house- with power and two wells and septic in place. A Rennai heater is is in place to back up the wood heat. An old antique cookstove is also included with the kitchen appliances. The yard has grass and mature apple and crab apple trees! Great location- just a short distance from the Rio Grande River and the Conejos River for great fishing. Tucked in a nice secluded acre. Lots of room to spread your wings. The wood stove keeps this warm and cozy throughout the year, Just make it your own. This would make a great summer rental or air B&B. There are 2 additional outbuildings that can be repurposed to add to this beautiful Historic Home. 8 miles from Sanford and approx. 11 miles from La Jara and Hwy 285. Also just a short distance from Hwy 142 connecting to San Luis. Be and feel secluded while still having good access to town and your “modern amenities”. Must see! Make your appointment now- Seller is motivated. The seller requires a Pre-Approval Letter or a Letter of Guarantee from your bank. Get ready to enjoy this picturesque area of the San Luis Valley!

18899 County Road 28, Sanford

Courtesy of MLH Realty, LLC . mlhoffice1385@gmail.com,719-588-0250

$395,000

1 Baths ⋅ 6419055 MLS

Rare opportunity: a versatile dual-purpose property on 37+ acres just 35 minutes from Salida, CO — ideal for a private home, working farm, or a small commercial agribusiness. Set against breathtaking Sangre de Cristo Mountain views, this parcel combines productivity, privacy, and market access. Currently the property is being leased to a cannabis grow operation with Tier 1 license which could also be purchased.

33622 County Road 58 Ee, Villa Grove

Courtesy of Century 21 Community First . danny@firstcolorado.com,720-232-1350

$157,000

2 Beds ⋅ 1 Baths ⋅ 1567841 MLS

Price just reduced! This is a great location- close to the Sand Dunes- Hooper Hot Springs and a short drive to Salida. Crestone is also very close and accessible. The house has not been updated but can have great RENTAL potential. Hooper is a great mid-valley location. The lot totals 6 city lots and the size is an approximately a little over 1/2 acre. A well and septic are in place- the house was occupied until recently. MUST SEE! Seller has 4 additional properties in the Town Limits of Hooper in Alamosa County, Seller will bundle ALL properties.....Asking price of $295,000.00. Seller will look at ALL offers. Total acreage of approximately 6 plus acres- all in town. MAKE YOUR OFFER!

8600 Madison, Hooper

Courtesy of MLH Realty, LLC . mlhoffice1385@gmail.com,719-301-2240

$275,000

3 Beds ⋅ 1 Baths ⋅ 2884569 MLS

Mountain views on 40 Acres with Endless Potential. Nestled in the heart of the San Luis Valley and surrounded by Colorado mountains, this 40-acre property offers privacy, space, and truly breathtaking views. The finished residence features 1,638 square feet of comfortable living space, and provides a cozy retreat year-round. In addition to the completed home, the property includes a second, unfinished house—perfect for creating a guest home, rental, or custom mountain escape tailored to your vision. Centrally located on the land is a 2352 sq.ft. shop/barn, ideal for equipment, hobbies, livestock, or a workshop, making this property as functional as it is scenic. There is also a greenhouse hoop frame sunken down and ready to be covered and planted. With expansive acreage, wide-open views, and the tranquility only the Colorado high country can offer, this property is well-suited for those seeking a private homestead, recreational getaway, or multi-use mountain compound. Whether you’re dreaming of a quiet retreat, a working property, or room to grow, this land offers the space and freedom to make it your own.

20497 County Road 59, Moffat

Courtesy of Century 21 Community First . danny@firstcolorado.com,720-232-1350

$169,500

2 Beds ⋅ 1 Baths ⋅ 9357307 MLS

Historic charm in the town of Saguache. This home is located on a large fenced corner lot with nice trees. One level living with this two bedroom home features an enclosed front porch with hard wood floors and a large living room with an added pellet stove to keep it nice and toasty. The primary bedroom is off the living space to the right with nice windows and closet. The second bedroom is off the living room to the left. The full bath features the original charming Claw foot tub. In the back of the home is a bright kitchen with a large pantry and plenty of room for an eat in table. Off the kitchen is the laundry room and a backdoor out to the yard. There is an existing one car garage and two large sheds for storage. Furniture negotiable. These historical homes do not come on the market often in this charming town of Saguache. By appointment.

400 7th St, Saguache

Courtesy of Century 21 Community First . barbara@pearson-sawyer.com,719-207-3884

$250,000

4 Beds ⋅ 3 Baths ⋅ 6984679 MLS

Nestled on a spacious 20,909 sq ft corner lot, this 1930s charmer radiates timeless elegance. Featuring 4 bedrooms, 3 baths, a dedicated office, and a large basement, it offers ample room for the growing family. Stunning granite countertops and handcrafted cabinetry lend a refined touch, while the upstairs den provides a cozy retreat. Mature trees and fenced yard create a serene, park-like setting just blocks from the new school. This home is a rare find - a perfect blend of vintage character and modern convenience, waiting to become your family's cherished haven.

204 W Ash St, Walsh

Courtesy of Sterling Real Estate Group Inc . monica@sterlingreg.com,720-229-5882

$300,000

1 Beds ⋅ 1 Baths ⋅ 3603814 MLS

Escape to 5 private acres in Conifer with an expanded 1-bed, 1-bath cabin offering approximately 1,000–1,100 sq ft. Enjoy a sunroom, family room with fireplace, new siding and metal roof, plus a 40x50 garage, gated cedar fence, and spacious circular driveway. The cleared upper lot has soil testing completed and is ready for a potential barndominium. Appliances included. Property sold AS-IS

29230 S Sunset Trl, Conifer

Courtesy of JPAR Modern Real Estate . teamgoodvin@gmail.com,970-324-4748

$339,000

2 Beds ⋅ 1 Baths ⋅ 5940172 MLS

Affordable living in Salida! .21 acre property in Historic Smelter Town, just minutes from downtown Salida. Cottage currently in the process of being remodeled with potential for a 2 bed, 1 bath layout. New roof soffit and fascia installed. Great opportunity for a handy buyer or fix-and-flip investor. Property includes a two car garage with wood- burning stove, hoop house, quonset hut, and original cabin style shed. Country-like setting with the convenience of walking or biking distance to Salida shops, dining nad recreation. Plenty of potential to finish and make it your own.

7440 County Rod 150 Unit A, Salida

Courtesy of Century 21 Community First . 719-207-1108

$345,000

2 Beds ⋅ 1 Baths ⋅ IR1058008 MLS

Rare opportunity to own a Big Thompson Canyon cottage, a fisherman's dream! This mountain cottage offers a perfect blend of rustic character and modern updates, tucked against dramatic rock outcroppings in the heart of the Big Thompson Canyon. The exterior features updated green shake siding and stone steps leading to a welcoming front porch, while the property is surrounded by the natural beauty of the national forest and proximity to the Big Thompson River. A large, private fenced-in side yard provides ample outdoor space for pets or gatherings amidst the pines and rugged landscape. Inside, the bright, open-concept layout is defined by vaulted wood-paneled ceilings and beautiful wide-plank wood flooring that flows throughout the main level. The heart of the home is a functional kitchen equipped with warm oak cabinetry and large windows that frame views of the canyon. A unique custom industrial-style ladder provides access to a cozy, finished loft space. The home is designed with a seamless flow between the living areas and bedrooms, accented by rustic wood trim and solid wood doors. Practical features include a main bathroom with a full tub and shower, an efficient wrap-around kitchen layout, and a generously sized utility and storage area below the cabin. This cabin also features full-size clothes washer and dryer. Low-maintenance landscaping ensures the home blends perfectly into its mountain environment, offering a serene escape that captures the true spirit of the Rockies.

2389 Us Highway 34, Drake

Courtesy of Keller Williams Top of the Rockies Estes Park . 7852309782

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